Fees

Get to know our innovative pay only for what you use pricing model.
No service fees and minimum balance requirements.

What do I get for free?

Services
  • Safe and free online payments with virtual cards!

  • No fees payments on POS and online with our free iCard Visa!

  • Free replacement of your iCard Visa after expiring!

  • Free and instant money transfers between iCard users!

  • No fees payments with e-GiftCard - the perfect present for any occasion!

Benefits
  • Free Visa virtual card

  • Free Mastercard virtual card

  • Free iCard Visa

  • Free iCard Tap & Pay

  • Free individual IBAN

  • Free individual IBAN*

    *Аvailable for Standard аccount

We like keeping things simple and fast so we decided to create the Starter account.
Download iCard for free and have a taste of your digital wallet with a super quick registration!
Upgrade to standard account for free with a 5-minute identity verification and experience the rest of our awesome features and services.

Virtual Cards
  • Monthly service fee Free of charge
  • Make online payments Free of charge
  • Add one more virtual card 1.00
Account
  • Open an account Free of charge
  • Monthly service fee Free of charge
  • Fund via consumer card Mastercard/Visa, issued in EU 0.5%, Min 0.10
  • Fund via consumer card Mastercard/Visa/JCB, non-issued in EU 1.5%, Min 0.75
Money Transfers
  • Send money to iCard users Free of charge
  • Receive money from iCard users Free of charge
  • Make a SEPA cross-border Euro transfer 1.00
  • Make an international bank transfer starting from 0.50
e-GiftCard & Loyalty Cards
  • Digitize a loyalty card Free of charge
  • Make online payments with virtual GiftCard Free of charge
  • Send Virtual Gift Card to a friend 1.00
ATM Cash Withdrawals
  • Withdraw cash from ATM in EU countries 2.00
  • Withdraw cash from ATM in non-EU countries 3.00

  Exchange Rates

Always get a simple and transparent exchange rate

19.02.2019

Buy Sell
USD 0.8676 0.903
GBP 1.1192 1.1648
HRK 0.1322 0.1376
CHF 0.8629 0.8981
RON 0.2065 0.2149
BGN 0.5062 0.5164
PLN 0.2263 0.2356
CZK 0.03809 0.03964
AED 0.2362 0.2458
AFN 0.01164 0.01212
ALL 0.00788 0.008202
AMD 0.00178 0.001853
ANG 0.4806 0.5003
AOA 0.002754 0.002867
ARS 0.02237 0.02328
AUD 0.6174 0.6426
AWG 0.4847 0.5045
AZN 0.5118 0.5327
BAM 0.4995 0.5198
BBD 0.4358 0.4536
BDT 0.01031 0.01073
BHD 2.3012 2.395
BIF 0.0004813 0.000501
BMD 0.8676 0.903
BND 0.6376 0.6637
BOB 0.126 0.1312
BRL 0.2323 0.2417
BSD 0.8676 0.903
BTN 0.01216 0.01265
BWP 0.08155 0.08488
BYN 0.4023 0.4187
BYR 0.4023 0.4187
BZD 0.4338 0.4515
CAD 0.6544 0.681
CDF 0.0005297 0.0005514
CLP 0.001313 0.001366
CNH 0.1279 0.1331
CNY 0.128 0.1332
COP 0.0002775 0.0002888
CRC 0.001421 0.001479
CUP 0.8676 0.903
CVE 0.008895 0.009258
DJF 0.004873 0.005072
DKK 0.1314 0.1367
DOP 0.01718 0.01788
DZD 0.007295 0.007593
EGP 0.04935 0.05136
ETB 0.03034 0.03158
FJD 0.4078 0.4244
FKP 1.1192 1.1648
GEL 0.3279 0.3413
GHS 0.165 0.1718
GIP 1.1192 1.1648
GMD 0.01737 0.01808
GNF 0.00009488 0.00009876
GTQ 0.1122 0.1168
GYD 0.004187 0.004358
HKD 0.1105 0.115
HNL 0.03558 0.03703
HTG 0.01049 0.01092
HUF 0.003082 0.003208
IDR 0.0000614 0.0000639
ILS 0.2393 0.249
INR 0.01216 0.01266
IQD 0.0007338 0.0007638
ISK 0.007228 0.007524
JMD 0.006373 0.006633
JOD 1.2236 1.2736
JPY 0.007838 0.008158
KES 0.008654 0.009007
KGS 0.01237 0.01288
KHR 0.0002165 0.0002254
KMF 0.001992 0.002074
KRW 0.0007688 0.0008002
KWD 2.8571 2.9737
KYD 1.05799 1.1012
KZT 0.002298 0.002392
LAK 0.0001008 0.0001049
LBP 0.0005734 0.0005968
LKR 0.00483 0.005028
LRD 0.005392 0.005612
LSL 0.0613 0.0638
LYD 0.6229 0.6483
MAD 0.09089 0.0946
MDL 0.05059 0.05265
MGA 0.0002427 0.0002526
MKD 0.01591 0.01656
MMK 0.0005734 0.0005968
MNT 0.0003294 0.0003428
MOP 0.1073 0.1117
MRO 0.002373 0.002469
MUR 0.02537 0.0264
MVR 0.05615 0.05844
MWK 0.00119 0.001239
MXN 0.04499 0.04683
MYR 0.2122 0.2209
MZN 0.01385 0.01442
NAD 0.0613 0.0638
NGN 0.002396 0.002494
NIO 0.0264 0.02747
NOK 0.1007 0.1048
NPR 0.0076 0.00791
NZD 0.5928 0.617
OMR 2.2533 2.3453
PAB 0.8676 0.903
PEN 0.2614 0.272
PGK 0.2577 0.2682
PHP 0.01658 0.01726
PKR 0.006254 0.006509
PYG 0.000143 0.0001489
QAR 0.2383 0.248
RSD 0.008304 0.008643
RUB 0.01308 0.01361
RWF 0.0009645 0.001004
SAR 0.2313 0.2408
SBD 0.1074 0.1118
SCR 0.06343 0.06602
SEK 0.09363 0.09745
SGD 0.6391 0.6652
SHP 1.1192 1.1648
SLL 0.000101 0.0001052
SOS 0.001497 0.001558
SRD 0.116 0.1208
STD 0.00004009 0.00004173
SVC 0.09915 0.1032
SZL 0.0613 0.0638
THB 0.02776 0.0289
TJS 0.09192 0.09567
TND 0.2835 0.295
TOP 0.3844 0.4001
TRY 0.1635 0.1702
TTD 0.1278 0.133
TWD 0.02813 0.02928
TZS 0.0003724 0.0003876
UAH 0.03193 0.03323
UGX 0.0002364 0.000246
UYU 0.02658 0.02767
UZS 0.0001018 0.000106
VEF 0.00000178 0.00000534
VND 0.00003739 0.00003892
VUV 0.00784 0.00816
WST 0.3281 0.3415
XAF 0.001434 0.001493
XCD 0.3213 0.3344
XOF 0.001492 0.001553
XPF 0.008215 0.00855
YER 0.003467 0.003608
ZAR 0.0613 0.0638
ZMK 0.07275 0.07572
ZMW 0.07275 0.07572

In cases of currency exchange in iCard Account the Issuer shall apply the above currency exchange rates plus a currency exchange
fee, which fee is a percentage above the exchange rate, if there is such fee specified in the Tariff.

In cases of transactions with iCard Card made in different currency, the issuer shall apply the above currency exchange rates plus a
currency exchange fee, which fee is a percentage above the exchange rate if there is such fee specified in the Tariff.
The client can view such applied currency exchange rates and fee in the Transaction history.

Currency exchange rates are adjusted regularly based on the wholesale exchange rates at which Issuer obtains foreign currency. If the Client uses a credit/debit card, issued by another financial institution, to fund Client iCard Account, the possible currency exchange rates and fees for charging the credit/debit card will be applied by the other financial institution, issuing the credit/debit card, and the Client has to obtain information on such possible currency exchange rates and related fees from this financial institution.