Fees

Get to know our innovative pay only for what you use pricing model.
No service fees and minimum balance requirements.

What do I get for free?

Services
  • Safe and free online payments with virtual cards!

  • No fees payments on POS and online with our free iCard Visa!

  • Free replacement of your iCard Visa after expiring!

  • Free and instant money transfers between iCard users!

  • No fees payments with e-GiftCard - the perfect present for any occasion!

Benefits
  • Free Visa virtual card

  • Free Mastercard virtual card

  • Free iCard Visa

  • Free iCard Tap & Pay

  • Free individual IBAN*

    *Аvailable for Standard аccount

We like keeping things simple and fast so we decided to create the Starter account.
Download iCard for free and have a taste of your digital wallet with a super quick registration!
Upgrade to standard account for free with a 5-minute identity verification and experience the rest of our awesome features and services.

Virtual Cards
  • Monthly service fee Free of charge
  • Make online payments Free of charge
  • Add one more virtual card 1.00
Account
  • Open an account Free of charge
  • Monthly service fee Free of charge
  • Fund via consumer card Mastercard/Visa, issued in EU 0.5%, Min 0.10
  • Fund via consumer card Mastercard/Visa/JCB, non-issued in EU 1.5%, Min 0.75
Money Transfers
  • Send money to iCard users Free of charge
  • Receive money from iCard users Free of charge
  • Make a SEPA cross-border Euro transfer 1.00
  • Make an international bank transfer starting from 0.50
e-GiftCard & Loyalty Cards
  • Digitize a loyalty card Free of charge
  • Make online payments with virtual GiftCard Free of charge
  • Send Virtual Gift Card to a friend 1.00
ATM Cash Withdrawals
  • Withdraw cash from ATM in EU countries 2.00
  • Withdraw cash from ATM in non-EU countries 3.00

  Exchange Rates

Always get a simple and transparent exchange rate

22.01.2019

Buy Sell
USD 0.8635 0.8988
GBP 1.1106 1.156
HRK 0.132 0.1373
CHF 0.8656 0.9009
RON 0.2081 0.2166
BGN 0.5062 0.5164
PLN 0.2285 0.2378
CZK 0.0383 0.03986
AED 0.235 0.2447
AFN 0.01146 0.01192
ALL 0.007893 0.008215
AMD 0.001782 0.001855
ANG 0.4895 0.5095
AOA 0.002777 0.00289
ARS 0.0229 0.02383
AUD 0.6155 0.6406
AWG 0.4824 0.502
AZN 0.5095 0.5303
BAM 0.5034 0.524
BBD 0.4321 0.4497
BDT 0.01029 0.0107
BHD 2.2904 2.3838
BIF 0.0004812 0.0005008
BMD 0.8635 0.8988
BND 0.6322 0.658
BOB 0.125 0.13
BRL 0.2297 0.239
BSD 0.8635 0.8988
BTN 0.01209 0.01258
BWP 0.08229 0.08565
BYN 0.4008 0.4172
BYR 0.4008 0.4172
BZD 0.4318 0.4494
CAD 0.6476 0.674
CDF 0.0005277 0.0005492
CLP 0.001284 0.001336
CNH 0.1267 0.1318
CNY 0.1269 0.132
COP 0.0002766 0.0002879
CRC 0.001439 0.001497
CUP 0.8635 0.8988
CVE 0.0089 0.009264
DJF 0.00485 0.005048
DKK 0.1313 0.1366
DOP 0.01707 0.01777
DZD 0.00728 0.007578
EGP 0.0482 0.05017
ETB 0.03039 0.03163
FJD 0.4052 0.4217
FKP 1.1106 1.156
GEL 0.3244 0.3376
GHS 0.175 0.1821
GIP 1.1106 1.156
GMD 0.01727 0.01798
GNF 0.00009468 0.00009854
GTQ 0.1118 0.1164
GYD 0.004168 0.004338
HKD 0.11 0.1145
HNL 0.03548 0.03693
HTG 0.011 0.01145
HUF 0.003084 0.00321
IDR 0.00006073 0.00006321
ILS 0.2331 0.2427
INR 0.01209 0.01258
IQD 0.0007304 0.0007602
ISK 0.00712 0.007411
JMD 0.006608 0.006878
JOD 1.2179 1.2676
JPY 0.007893 0.008215
KES 0.008495 0.008842
KGS 0.01234 0.01284
KHR 0.0002153 0.000224
KMF 0.001993 0.002074
KRW 0.0007636 0.0007948
KWD 2.847 2.9633
KYD 1.05305 1.09603
KZT 0.002279 0.002372
LAK 0.0001009 0.000105
LBP 0.0005707 0.000594
LKR 0.004745 0.004938
LRD 0.005607 0.005836
LSL 0.06206 0.06459
LYD 0.6216 0.647
MAD 0.0902 0.09388
MDL 0.05035 0.0524
MGA 0.0002369 0.0002466
MKD 0.01593 0.01658
MMK 0.0005633 0.0005863
MNT 0.0003262 0.0003395
MOP 0.1069 0.1112
MRO 0.002362 0.002458
MUR 0.0252 0.02623
MVR 0.05571 0.05798
MWK 0.00119 0.001239
MXN 0.04492 0.04676
MYR 0.2089 0.2174
MZN 0.01389 0.01446
NAD 0.06206 0.06459
NGN 0.002389 0.002487
NIO 0.02649 0.02757
NOK 0.1005 0.1046
NPR 0.007568 0.007877
NZD 0.5797 0.6033
OMR 2.243 2.3346
PAB 0.8635 0.8988
PEN 0.2595 0.27
PGK 0.2565 0.2669
PHP 0.0163 0.01696
PKR 0.00622 0.006474
PYG 0.0001423 0.000148
QAR 0.2372 0.2468
RSD 0.008278 0.008615
RUB 0.01297 0.0135
RWF 0.0009648 0.001004
SAR 0.2302 0.2396
SBD 0.1069 0.1113
SCR 0.06329 0.06588
SEK 0.09552 0.09941
SGD 0.6343 0.6602
SHP 1.1106 1.156
SLL 0.000103 0.0001072
SOS 0.001497 0.001558
SRD 0.1149 0.1196
STD 0.00004057 0.00004223
SVC 0.09869 0.1027
SZL 0.06206 0.06459
THB 0.02712 0.02823
TJS 0.09149 0.09522
TND 0.2847 0.2963
TOP 0.3834 0.399
TRY 0.1614 0.1679
TTD 0.128 0.1333
TWD 0.02796 0.0291
TZS 0.0003725 0.0003877
UAH 0.03084 0.0321
UGX 0.0002335 0.000243
UYU 0.02647 0.02755
UZS 0.0001022 0.0001063
VEF 0.00000177 0.00000532
VND 0.00003724 0.00003876
VUV 0.007687 0.008
WST 0.3323 0.3458
XAF 0.001489 0.001549
XCD 0.3198 0.3329
XOF 0.001503 0.001564
XPF 0.008219 0.008554
YER 0.00345 0.003591
ZAR 0.06206 0.06459
ZMK 0.0724 0.07536
ZMW 0.0724 0.07536

In cases of currency exchange in iCard Account the Issuer shall apply the above currency exchange rates plus a currency exchange
fee, which fee is a percentage above the exchange rate, if there is such fee specified in the Tariff.

In cases of transactions with iCard Card made in different currency, the issuer shall apply the above currency exchange rates plus a
currency exchange fee, which fee is a percentage above the exchange rate if there is such fee specified in the Tariff.
The client can view such applied currency exchange rates and fee in the Transaction history.

Currency exchange rates are adjusted regularly based on the wholesale exchange rates at which Issuer obtains foreign currency. If the Client uses a credit/debit card, issued by another financial institution, to fund Client iCard Account, the possible currency exchange rates and fees for charging the credit/debit card will be applied by the other financial institution, issuing the credit/debit card, and the Client has to obtain information on such possible currency exchange rates and related fees from this financial institution.