Fees

Get to know our innovative pay only for what you use pricing model.
No service fees and minimum balance requirements.

What do I get for free?

Services
  • Safe and free online payments with virtual cards!

  • No fees payments on POS and online with our free iCard Visa!

  • Free replacement of your iCard Visa after expiring!

  • Free and instant money transfers between iCard users!

  • No fees payments with e-GiftCard - the perfect present for any occasion!

Benefits
  • Free Visa virtual card

  • Free Mastercard virtual card

  • Free iCrad Visa

  • Free iCard Tap & Pay

  • Free individual IBAN*

    *Аvailable for Standard аccount

We like keeping things simple and fast so we decided to create the Starter account.
Download iCard for free and have a taste of your digital wallet with a super quick registration!
Upgrade to standard account for free with a 5-minute identity verification and experience the rest of our awesome features and services.

Virtual Cards
  • Monthly service fee Free of charge
  • Make online payments Free of charge
  • Add one more virtual card 1.00
Account
  • Open an account Free of charge
  • Monthly service fee Free of charge
  • Fund via consumer card Mastercard/Visa, issued in EU 0.5%, Min 0.10
  • Fund via consumer card Mastercard/Visa/JCB, non-issued in EU 1.5%, Min 0.75
Money Transfers
  • Send money to iCard users Free of charge
  • Receive money from iCard users Free of charge
  • Meka a SEPA cross-border Euro transfer 1.00
  • Make an international bank transfer starting from 0.50
e-GiftCard & Loyalty Cards
  • Digitize a loyalty card Free of charge
  • Make online payments with virtual GiftCard Free of charge
  • Send Virtual Gift Card to a friend 1.00
ATM Cash Withdrawals
  • Withdraw cash from ATM in EU countries 2.00
  • Withdraw cash from ATM in non-EU countries 3.00

Exchange Rates

Always get a simple and transparent exchange rate

18.12.2018

Buy Sell
USD 0.8532 0.906
GBP 1.07998 1.1468
HRK 0.1309 0.139
CHF 0.86 0.9133
RON 0.2087 0.2216
BGN 0.5062 0.5164
PLN 0.2263 0.2403
CZK 0.03765 0.03998
AED 0.2323 0.2467
AFN 0.01123 0.01192
ALL 0.007873 0.00836
AMD 0.001759 0.001868
ANG 0.4808 0.5106
AOA 0.002764 0.002935
ARS 0.02231 0.02369
AUD 0.6129 0.6509
AWG 0.4766 0.5061
AZN 0.5022 0.5332
BAM 0.4931 0.5236
BBD 0.4264 0.4528
BDT 0.01018 0.0108
BHD 2.263 2.403
BIF 0.0004679 0.0004968
BMD 0.8532 0.906
BND 0.6218 0.6602
BOB 0.1235 0.1311
BRL 0.2188 0.2323
BSD 0.8532 0.906
BTN 0.01211 0.01286
BWP 0.0796 0.08453
BYN 0.4015 0.4263
BYR 0.4015 0.4263
BZD 0.4266 0.453
CAD 0.6359 0.6752
CDF 0.0005247 0.0005572
CLP 0.001238 0.001314
CNH 0.1237 0.1313
CNY 0.1237 0.1314
COP 0.000267 0.0002835
CRC 0.001427 0.001516
CUP 0.8532 0.906
CVE 0.00874 0.00928
DJF 0.004792 0.005089
DKK 0.1299 0.1379
DOP 0.01698 0.01803
DZD 0.007193 0.007638
EGP 0.04764 0.05058
ETB 0.03049 0.03238
FJD 0.4028 0.4277
FKP 1.07998 1.1468
GEL 0.3197 0.3395
GHS 0.1735 0.1842
GIP 1.07998 1.1468
GMD 0.01705 0.0181
GNF 0.00009284 0.00009858
GTQ 0.1103 0.117
GYD 0.00408 0.004333
HKD 0.1091 0.1159
HNL 0.03506 0.03723
HTG 0.01107 0.01175
HUF 0.003002 0.003188
IDR 0.00005884 0.00006248
ILS 0.2269 0.2409
INR 0.01212 0.01286
IQD 0.0007153 0.0007596
ISK 0.006978 0.00741
JMD 0.006577 0.006983
JOD 1.2034 1.2778
JPY 0.00758 0.00805
KES 0.008328 0.008843
KGS 0.01222 0.01297
KHR 0.0002122 0.0002254
KMF 0.001974 0.002096
KRW 0.000755 0.0008017
KWD 2.8084 2.9821
KYD 1.04047 1.1048
KZT 0.0023 0.002443
LAK 0.0001 0.0001062
LBP 0.0005669 0.0006019
LKR 0.004739 0.005032
LRD 0.00554 0.005883
LSL 0.05953 0.06321
LYD 0.6094 0.6471
MAD 0.08913 0.09464
MDL 0.04922 0.05226
MGA 0.0002396 0.0002544
MKD 0.01577 0.01675
MMK 0.0005453 0.000579
MNT 0.000324 0.000344
MOP 0.106 0.1126
MRO 0.00234 0.002484
MUR 0.02483 0.02636
MVR 0.05484 0.05823
MWK 0.001177 0.001249
MXN 0.04242 0.04504
MYR 0.2044 0.217
MZN 0.01384 0.0147
NAD 0.05953 0.06321
NGN 0.00234 0.002484
NIO 0.02636 0.02799
NOK 0.09812 0.1042
NPR 0.00749 0.007954
NZD 0.5852 0.6214
OMR 2.216 2.353
PAB 0.8532 0.906
PEN 0.2553 0.2711
PGK 0.2534 0.269
PHP 0.01608 0.01707
PKR 0.00614 0.00652
PYG 0.0001439 0.0001528
QAR 0.2343 0.2488
RSD 0.008192 0.008698
RUB 0.01276 0.01355
RWF 0.000974 0.001034
SAR 0.2275 0.2415
SBD 0.1058 0.1123
SCR 0.0632 0.06712
SEK 0.09423 0.1
SGD 0.6221 0.6606
SHP 1.07998 1.1468
SLL 0.0001018 0.000108
SOS 0.001479 0.00157
SRD 0.1137 0.1207
STD 0.00004009 0.00004257
SVC 0.0975 0.1035
SZL 0.05953 0.06321
THB 0.02605 0.02766
TJS 0.09055 0.09615
TND 0.2866 0.3043
TOP 0.3779 0.4013
TRY 0.1594 0.1692
TTD 0.1266 0.1345
TWD 0.02765 0.02936
TZS 0.0003718 0.0003948
UAH 0.0307 0.0326
UGX 0.000231 0.0002454
UYU 0.02649 0.02813
UZS 0.0001019 0.0001082
VEF 0.00000177 0.00000531
VND 0.0000366 0.00003887
VUV 0.007719 0.008197
WST 0.3298 0.3502
XAF 0.001465 0.001556
XCD 0.3148 0.3343
XOF 0.001475 0.001566
XPF 0.008109 0.008611
YER 0.003409 0.00362
ZAR 0.05953 0.06321
ZMK 0.07122 0.07563
ZMW 0.07122 0.07563

In cases of currency exchange in iCard Account the Issuer shall apply the above currency exchange rates plus a currency exchange
fee, which fee is a percentage above the exchange rate, if there is such fee specified in the Tariff.

In cases of transactions with iCard Card made in different currency, the issuer shall apply the above currency exchange rates plus a
currency exchange fee, which fee is a percentage above the exchange rate if there is such fee specified in the Tariff.
The client can view such applied currency exchange rates and fee in the Transaction history.

Currency exchange rates are adjusted regularly based on the wholesale exchange rates at which Issuer obtains foreign currency. If the Client uses a credit/debit card, issued by another financial institution, to fund Client iCard Account, the possible currency exchange rates and fees for charging the credit/debit card will be applied by the other financial institution, issuing the credit/debit card, and the Client has to obtain information on such possible currency exchange rates and related fees from this financial institution.