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What is an original credit transaction?

Original Credit Transaction (OCT) is a payment method that is backed by two of the major card schemes – Visa and Mastercard, and is used to ensure instant payouts by providing direct transfers of funds to eligible payment cards. Businesses and online websites can make convenient payouts, refunds, or funds disbursements without triggering any sensitive data by pushing real-time payments directly to the cardholder's card. 

All the cards issued to your iCard wallet can be used for receiving instant payouts (e.g. from friends and family, gambling sites, social platforms, or networks).