If you send money to someone who is not on iCard yet, they should join iCard to receive the payment. You’ll be informed with a message before confirming the transfer, that the recipient needs to be registered and verified in iCard in order to receive the funds. When the recipient completes the registration and verification processes for iCard, the payment will be instantly settled in their account.
In case they don’t do that within 30 days of sending the transfer, the funds will be returned to your account.
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