Who we are?

iCard is a global fintech leader in innovative payment solutions with a distinguished set of e-money based products from full variety issuing services, merchant acquiring services, to digital and new wave mobile wallets.

500 000

issued cards

€3 billion

processed transactions

250 000

payment accounts

55 000

business clients


Since iCard’s incorporation in 2007, we've always strived for bigger and better achievements in the field of high technology and payments.

  • iCard AD is founded by Christo Georgiev

  • iCard AD becomes an issuing and acquiring licensee of Mastercard

  • iCard AD is licensed as an e-money issuer

  • iCard AD becomes an issuing and acquiring licensee of JCB

  • iCard outnumbers 350 employees

  • 10th anniversary celebration

  • Successfully integrated, iCard starts acquiring AMEX

  • Connects with SEPA Instant Credit Transfers

  • Yavor Petrov is appointed CEO

Core Assets

Here in iCard, we ensure highest quality and continuity of our services. We keep up with the latest industry standards and invest in various fields of our business to build up the finest products.

Data Infrastructure

Two data centers - tier level 4

PCI Certification

Compliant to PCI DSS 3.2

Risk Management

24/7 risk monitoring center

Video Identification

Elaborate KYC procedures with video chat

Call and Support Centers

Reliable customer services in more than 11 languages

Card Production

Modern, fully equipped card personalization center


We are an EU Electronic Money Institution (2011) and an EU Payment Processor, licensed under the E-Money Issuers Directive (2009/110/EC).


iCard is directly connected with international and local leading card schemes and payment systems. We are an authorized participant in SEPA EPC, SEPA Instant Credit Transfer (SCT Inst) scheme and also a member of SWIFT.