Fees

Get to know our innovative pay only for what you use pricing model.
No service fees and minimum balance requirements.

What do I get for free?

Services
  • Safe and free online payments with virtual cards!

  • No fees payments on POS and online with our free iCard Visa!

  • Free replacement of your iCard Visa after expiring!

  • Free and instant money transfers between iCard users!

  • No fees payments with e-GiftCard - the perfect present for any occasion!

Benefits
  • Free Visa virtual card

  • Free Mastercard virtual card

  • Free iCard Visa

  • Free iCard Tap & Pay

  • Free individual IBAN

  • Free individual IBAN*

    *Аvailable for Standard аccount

We like keeping things simple and fast so we decided to create the Starter account.
Download iCard for free and have a taste of your digital wallet with a super quick registration!
Upgrade to standard account for free with a 5-minute identity verification and experience the rest of our awesome features and services.

Virtual Cards
  • Monthly service fee Free of charge
  • Make online payments Free of charge
  • Add one more virtual card 1.00
Account
  • Open an account Free of charge
  • Monthly service fee Free of charge
  • Fund via consumer card Mastercard/Visa, issued in EU 0.5%, Min 0.10
  • Fund via consumer card Mastercard/Visa/JCB, non-issued in EU 1.5%, Min 0.75
Money Transfers
  • Send money to iCard users Free of charge
  • Receive money from iCard users Free of charge
  • Make a SEPA cross-border Euro transfer 1.00
  • Make an international bank transfer starting from 0.50
e-GiftCard & Loyalty Cards
  • Digitize a loyalty card Free of charge
  • Make online payments with virtual GiftCard Free of charge
  • Send Virtual Gift Card to a friend 1.00
ATM Cash Withdrawals
  • Withdraw cash from ATM in EU countries 2.00
  • Withdraw cash from ATM in non-EU countries 3.00

  Exchange Rates

Always get a simple and transparent exchange rate

11.10.2019

Buy Sell
USD 0.8772 0.9315
GBP 1.1118 1.1806
HRK 0.1306 0.1387
CHF 0.879 0.9334
RON 0.204 0.2166
BGN 0.5087 0.5138
PLN 0.2254 0.2394
CZK 0.0376 0.03992
AED 0.2388 0.2536
AFN 0.01123 0.01192
ALL 0.00787 0.008358
AMD 0.001837 0.00195
ANG 0.4965 0.5273
AOA 0.002223 0.00236
ARS 0.0151 0.01604
AUD 0.5967 0.6336
AWG 0.49 0.5204
AZN 0.516 0.5479
BAM 0.4947 0.5253
BBD 0.4343 0.4612
BDT 0.01035 0.01099
BHD 2.3267 2.4706
BIF 0.0004745 0.0005039
BMD 0.8772 0.9315
BND 0.6387 0.6782
BOB 0.1269 0.1348
BRL 0.2133 0.2265
BSD 0.8772 0.9315
BTN 0.01235 0.01312
BWP 0.07982 0.08476
BYN 0.4288 0.4554
BYR 0.4288 0.4554
BZD 0.4386 0.4657
CAD 0.6647 0.7059
CDF 0.0005305 0.0005633
CLP 0.001229 0.001305
CNH 0.1237 0.1313
CNY 0.1236 0.1312
COP 0.0002555 0.0002713
CRC 0.001508 0.001602
CUP 0.8772 0.9315
CVE 0.008708 0.009246
DJF 0.004928 0.005233
DKK 0.1299 0.1379
DOP 0.01655 0.01757
DZD 0.007313 0.007765
EGP 0.05383 0.05716
ETB 0.0302 0.03207
FJD 0.399 0.4237
FKP 1.1118 1.1805
GEL 0.2955 0.3138
GHS 0.162 0.172
GIP 1.1118 1.1805
GMD 0.01705 0.0181
GNF 0.00009487 0.0001007
GTQ 0.1128 0.1198
GYD 0.004234 0.004495
HKD 0.1118 0.1188
HNL 0.03549 0.03769
HTG 0.009154 0.00972
HUF 0.002927 0.003108
IDR 0.00006205 0.00006589
ILS 0.2507 0.2662
INR 0.01235 0.01312
IQD 0.0007416 0.0007874
ISK 0.007045 0.00748
JMD 0.006455 0.006854
JOD 1.2372 1.3138
JPY 0.00809 0.008591
KES 0.008452 0.008974
KGS 0.01217 0.01293
KHR 0.000214 0.0002273
KMF 0.001963 0.002084
KRW 0.0007378 0.0007835
KWD 2.8865 3.065
KYD 1.06974 1.1359
KZT 0.002253 0.002392
LAK 0.00009947 0.0001056
LBP 0.0005803 0.0006162
LKR 0.004859 0.00516
LRD 0.004907 0.00521
LSL 0.05912 0.06278
LYD 0.6209 0.6593
MAD 0.09086 0.09648
MDL 0.05005 0.05315
MGA 0.0002379 0.0002526
MKD 0.01574 0.01671
MMK 0.0005726 0.000608
MNT 0.0003285 0.0003489
MOP 0.1086 0.1153
MRO 0.002345 0.00249
MUR 0.0239 0.02538
MVR 0.057 0.06052
MWK 0.0012 0.001275
MXN 0.04542 0.04823
MYR 0.2095 0.2225
MZN 0.01411 0.01498
NAD 0.05912 0.06278
NGN 0.002423 0.002573
NIO 0.02614 0.02775
NOK 0.09664 0.1026
NPR 0.007714 0.00819
NZD 0.5568 0.5912
OMR 2.2784 2.4194
PAB 0.8772 0.9315
PEN 0.2607 0.2768
PGK 0.2579 0.2738
PHP 0.017 0.01805
PKR 0.005613 0.00596
PYG 0.0001369 0.0001454
QAR 0.2409 0.2558
RSD 0.008253 0.008763
RUB 0.01368 0.01452
RWF 0.0009478 0.001006
SAR 0.2339 0.2483
SBD 0.106 0.1126
SCR 0.06455 0.06854
SEK 0.0894 0.09493
SGD 0.6387 0.6782
SHP 1.1118 1.1805
SLL 0.00009217 0.00009787
SOS 0.00152 0.001614
SRD 0.1173 0.1246
STD 0.00004009 0.00004257
SVC 0.1003 0.1065
SZL 0.05912 0.06278
THB 0.02886 0.03064
TJS 0.0905 0.0961
TND 0.3087 0.3278
TOP 0.3776 0.401
TRY 0.1497 0.1589
TTD 0.1296 0.1376
TWD 0.02844 0.0302
TZS 0.0003824 0.000406
UAH 0.03565 0.03785
UGX 0.0002372 0.0002519
UYU 0.02359 0.02505
UZS 0.00009304 0.00009879
VEF 0.00000182 0.00000546
VND 0.00003781 0.00004015
VUV 0.007489 0.007952
WST 0.3273 0.3475
XAF 0.001475 0.001567
XCD 0.3249 0.345
XOF 0.001478 0.001569
XPF 0.008087 0.008587
YER 0.003504 0.00372
ZAR 0.05912 0.06278
ZMK 0.06668 0.0708
ZMW 0.06668 0.0708

In cases of currency exchange in iCard Account the Issuer shall apply the above currency exchange rates plus a currency exchange
fee, which fee is a percentage above the exchange rate, if there is such fee specified in the Tariff.

In cases of transactions with iCard Card made in different currency, the issuer shall apply the above currency exchange rates plus a
currency exchange fee, which fee is a percentage above the exchange rate if there is such fee specified in the Tariff.
The client can view such applied currency exchange rates and fee in the Transaction history.

Currency exchange rates are adjusted regularly based on the wholesale exchange rates at which Issuer obtains foreign currency. If the Client uses a credit/debit card, issued by another financial institution, to fund Client iCard Account, the possible currency exchange rates and fees for charging the credit/debit card will be applied by the other financial institution, issuing the credit/debit card, and the Client has to obtain information on such possible currency exchange rates and related fees from this financial institution.