Fees

Get to know our innovative pay only for what you use pricing model.
No service fees and minimum balance requirements.

What do I get for free?

Services
  • Safe and free online payments with virtual cards!

  • No fees payments on POS and online with our free iCard Visa!

  • Free replacement of your iCard Visa after expiring!

  • Free and instant money transfers between iCard users!

  • No fees payments with e-GiftCard - the perfect present for any occasion!

Benefits
  • Free Visa virtual card

  • Free Mastercard virtual card

  • Free iCard Visa

  • Free iCard Tap & Pay

  • Free individual IBAN

  • Free individual IBAN*

    *Аvailable for Standard аccount

We like keeping things simple and fast so we decided to create the Starter account.
Download iCard for free and have a taste of your digital wallet with a super quick registration!
Upgrade to standard account for free with a 5-minute identity verification and experience the rest of our awesome features and services.

Virtual Cards
  • Monthly service fee Free of charge
  • Make online payments Free of charge
  • Add one more virtual card 1.00
Account
  • Open an account Free of charge
  • Monthly service fee Free of charge
  • Fund via consumer card Mastercard/Visa, issued in EU 0.5%, Min 0.10
  • Fund via consumer card Mastercard/Visa/JCB, non-issued in EU 1.5%, Min 0.75
Money Transfers
  • Send money to iCard users Free of charge
  • Receive money from iCard users Free of charge
  • Make a SEPA cross-border Euro transfer 1.00
  • Make an international bank transfer starting from 0.50
e-GiftCard & Loyalty Cards
  • Digitize a loyalty card Free of charge
  • Make online payments with virtual GiftCard Free of charge
  • Send Virtual Gift Card to a friend 1.00
ATM Cash Withdrawals
  • Withdraw cash from ATM in EU countries 2.00
  • Withdraw cash from ATM in non-EU countries 3.00

  Exchange Rates

Always get a simple and transparent exchange rate

22.07.2019

Buy Sell
USD 0.8643 0.9178
GBP 1.07907 1.1458
HRK 0.1313 0.1394
CHF 0.8809 0.9354
RON 0.2054 0.2181
BGN 0.5087 0.5138
PLN 0.2284 0.2425
CZK 0.03799 0.04034
AED 0.2353 0.2499
AFN 0.01081 0.01148
ALL 0.007932 0.008422
AMD 0.001817 0.001929
ANG 0.4892 0.5195
AOA 0.00248 0.002633
ARS 0.02034 0.0216
AUD 0.6093 0.647
AWG 0.4828 0.5127
AZN 0.509 0.5405
BAM 0.496 0.5268
BBD 0.4321 0.4589
BDT 0.01023 0.01086
BHD 2.2925 2.4343
BIF 0.0004692 0.0004982
BMD 0.8643 0.9178
BND 0.6354 0.6747
BOB 0.125 0.1328
BRL 0.231 0.2453
BSD 0.8643 0.9178
BTN 0.01254 0.01332
BWP 0.08176 0.08682
BYN 0.4272 0.4536
BYR 0.4272 0.4536
BZD 0.4321 0.4589
CAD 0.6603 0.7011
CDF 0.0005251 0.0005576
CLP 0.001256 0.001334
CNH 0.1256 0.1334
CNY 0.1256 0.1334
COP 0.0002717 0.0002885
CRC 0.001505 0.001598
CUP 0.8643 0.9178
CVE 0.008758 0.0093
DJF 0.004855 0.005156
DKK 0.1299 0.138
DOP 0.01687 0.01791
DZD 0.007239 0.007687
EGP 0.05194 0.05515
ETB 0.0299 0.03175
FJD 0.406 0.4312
FKP 1.07907 1.1458
GEL 0.301 0.3196
GHS 0.161 0.1709
GIP 1.07907 1.1458
GMD 0.01722 0.01828
GNF 0.00009452 0.0001004
GTQ 0.113 0.12
GYD 0.004171 0.004429
HKD 0.1107 0.1175
HNL 0.03516 0.03733
HTG 0.009185 0.009753
HUF 0.002984 0.003168
IDR 0.00006197 0.00006581
ILS 0.245 0.2601
INR 0.01254 0.01332
IQD 0.000731 0.0007763
ISK 0.006934 0.007363
JMD 0.006418 0.006815
JOD 1.219 1.2944
JPY 0.008014 0.00851
KES 0.008336 0.008852
KGS 0.012 0.01274
KHR 0.0002118 0.0002249
KMF 0.00197 0.002093
KRW 0.0007335 0.0007789
KWD 2.8468 3.02292
KYD 1.054 1.1192
KZT 0.00225 0.00239
LAK 0.00009895 0.000105
LBP 0.0005714 0.0006068
LKR 0.004914 0.005218
LRD 0.004835 0.005134
LSL 0.0624 0.06625
LYD 0.6181 0.6564
MAD 0.09008 0.09565
MDL 0.04929 0.05234
MGA 0.000236 0.0002507
MKD 0.01577 0.01674
MMK 0.0005694 0.0006046
MNT 0.0003243 0.0003444
MOP 0.1076 0.1142
MRO 0.00233 0.002474
MUR 0.02398 0.02546
MVR 0.05616 0.05963
MWK 0.00114 0.00121
MXN 0.04536 0.04817
MYR 0.2102 0.2232
MZN 0.01397 0.01484
NAD 0.0624 0.06625
NGN 0.002389 0.002537
NIO 0.0262 0.02782
NOK 0.1007 0.1069
NPR 0.00785 0.008336
NZD 0.5864 0.6227
OMR 2.245 2.3838
PAB 0.8643 0.9178
PEN 0.2633 0.2796
PGK 0.2548 0.2706
PHP 0.01692 0.01797
PKR 0.005384 0.005717
PYG 0.0001447 0.0001537
QAR 0.2373 0.252
RSD 0.008238 0.008748
RUB 0.01372 0.01457
RWF 0.000942 0.001
SAR 0.2304 0.2447
SBD 0.1062 0.1128
SCR 0.06327 0.06719
SEK 0.09195 0.09764
SGD 0.6354 0.6747
SHP 1.07907 1.1458
SLL 0.00009821 0.0001043
SOS 0.001497 0.00159
SRD 0.1159 0.123
STD 0.0000395 0.00004194
SVC 0.09878 0.1049
SZL 0.0624 0.06625
THB 0.02802 0.02975
TJS 0.09156 0.09722
TND 0.301 0.3196
TOP 0.3813 0.4049
TRY 0.1522 0.1616
TTD 0.129 0.137
TWD 0.02781 0.02953
TZS 0.0003758 0.000399
UAH 0.03367 0.03575
UGX 0.0002339 0.0002484
UYU 0.0248 0.02633
UZS 0.0001006 0.0001068
VEF 0.00000179 0.00000538
VND 0.00003721 0.00003951
VUV 0.007722 0.0082
WST 0.3372 0.3581
XAF 0.001475 0.001567
XCD 0.3201 0.3399
XOF 0.001477 0.001568
XPF 0.008125 0.008627
YER 0.003454 0.003667
ZAR 0.0624 0.06625
ZMK 0.06739 0.07156
ZMW 0.06739 0.07156

In cases of currency exchange in iCard Account the Issuer shall apply the above currency exchange rates plus a currency exchange
fee, which fee is a percentage above the exchange rate, if there is such fee specified in the Tariff.

In cases of transactions with iCard Card made in different currency, the issuer shall apply the above currency exchange rates plus a
currency exchange fee, which fee is a percentage above the exchange rate if there is such fee specified in the Tariff.
The client can view such applied currency exchange rates and fee in the Transaction history.

Currency exchange rates are adjusted regularly based on the wholesale exchange rates at which Issuer obtains foreign currency. If the Client uses a credit/debit card, issued by another financial institution, to fund Client iCard Account, the possible currency exchange rates and fees for charging the credit/debit card will be applied by the other financial institution, issuing the credit/debit card, and the Client has to obtain information on such possible currency exchange rates and related fees from this financial institution.