Fees

Get to know our innovative pay only for what you use pricing model.
No service fees and minimum balance requirements.

What do I get for free?

Services
  • Safe and free online payments with virtual cards!

  • No fees payments on POS and online with our free iCard Visa!

  • Free replacement of your iCard Visa after expiring!

  • Free and instant money transfers between iCard users!

  • No fees payments with e-GiftCard - the perfect present for any occasion!

Benefits
  • Free Visa virtual card

  • Free Mastercard virtual card

  • Free iCard Visa

  • Free iCard Tap & Pay

  • Free individual IBAN

  • Free individual IBAN*

    *Аvailable for Standard аccount

We like keeping things simple and fast so we decided to create the Starter account.
Download iCard for free and have a taste of your digital wallet with a super quick registration!
Upgrade to standard account for free with a 5-minute identity verification and experience the rest of our awesome features and services.

Virtual Cards
  • Monthly service fee Free of charge
  • Make online payments Free of charge
  • Add one more virtual card 1.00
Account
  • Open an account Free of charge
  • Monthly service fee Free of charge
  • Fund via consumer card Mastercard/Visa, issued in EU 0.5%, Min 0.10
  • Fund via consumer card Mastercard/Visa/JCB, non-issued in EU 1.5%, Min 0.75
Money Transfers
  • Send money to iCard users Free of charge
  • Receive money from iCard users Free of charge
  • Make a SEPA cross-border Euro transfer 1.00
  • Make an international bank transfer starting from 0.50
e-GiftCard & Loyalty Cards
  • Digitize a loyalty card Free of charge
  • Make online payments with virtual GiftCard Free of charge
  • Send Virtual Gift Card to a friend 1.00
ATM Cash Withdrawals
  • Withdraw cash from ATM in EU countries 2.00
  • Withdraw cash from ATM in non-EU countries 3.00

  Exchange Rates

Always get a simple and transparent exchange rate

22.08.2019

Buy Sell
USD 0.8753 0.9294
GBP 1.0711 1.1373
HRK 0.1312 0.1393
CHF 0.8892 0.9442
RON 0.2053 0.218
BGN 0.5087 0.5138
PLN 0.2223 0.236
CZK 0.03762 0.03994
AED 0.2383 0.253
AFN 0.0111 0.01179
ALL 0.008005 0.0085
AMD 0.00184 0.001955
ANG 0.4955 0.5261
AOA 0.00243 0.00258
ARS 0.01594 0.01693
AUD 0.5921 0.6288
AWG 0.489 0.5192
AZN 0.5155 0.5474
BAM 0.4969 0.5277
BBD 0.4376 0.4647
BDT 0.01036 0.011
BHD 2.3215 2.465
BIF 0.0004745 0.0005039
BMD 0.8753 0.9294
BND 0.6316 0.6707
BOB 0.1267 0.1345
BRL 0.2163 0.2297
BSD 0.8753 0.9294
BTN 0.01219 0.01294
BWP 0.0793 0.0842
BYN 0.4275 0.454
BYR 0.4275 0.454
BZD 0.4376 0.4647
CAD 0.6586 0.6993
CDF 0.0005296 0.0005624
CLP 0.00123 0.001306
CNH 0.1235 0.1312
CNY 0.1235 0.1312
COP 0.0002593 0.0002753
CRC 0.001547 0.001643
CUP 0.8753 0.9294
CVE 0.008769 0.00931
DJF 0.004925 0.00523
DKK 0.13 0.1381
DOP 0.01709 0.01815
DZD 0.0073 0.007752
EGP 0.05265 0.05591
ETB 0.0299 0.03176
FJD 0.4 0.4248
FKP 1.0711 1.1373
GEL 0.2989 0.3174
GHS 0.1614 0.1714
GIP 1.0711 1.1373
GMD 0.01727 0.01834
GNF 0.00009531 0.0001012
GTQ 0.114 0.1212
GYD 0.004224 0.004486
HKD 0.1117 0.1186
HNL 0.03552 0.03772
HTG 0.009166 0.009733
HUF 0.002958 0.003141
IDR 0.00006149 0.00006529
ILS 0.2485 0.2638
INR 0.01219 0.01294
IQD 0.0007403 0.0007861
ISK 0.007003 0.007437
JMD 0.006499 0.006901
JOD 1.2345 1.3109
JPY 0.008214 0.008722
KES 0.008487 0.009012
KGS 0.01215 0.0129
KHR 0.0002143 0.0002276
KMF 0.001971 0.002093
KRW 0.0007249 0.0007698
KWD 2.8797 3.05786
KYD 1.06742 1.1334
KZT 0.002266 0.002407
LAK 0.0001003 0.0001065
LBP 0.0005785 0.0006143
LKR 0.004876 0.005178
LRD 0.004897 0.0052
LSL 0.05773 0.0613
LYD 0.6209 0.6593
MAD 0.091 0.09664
MDL 0.04899 0.05203
MGA 0.0002365 0.0002511
MKD 0.01576 0.01673
MMK 0.0005759 0.0006115
MNT 0.0003276 0.0003478
MOP 0.1084 0.115
MRO 0.002362 0.002508
MUR 0.02418 0.02567
MVR 0.05691 0.06043
MWK 0.001204 0.001279
MXN 0.04433 0.04707
MYR 0.209 0.2219
MZN 0.0144 0.0153
NAD 0.05773 0.0613
NGN 0.002408 0.002557
NIO 0.0261 0.02772
NOK 0.09765 0.1037
NPR 0.007631 0.008103
NZD 0.5584 0.593
OMR 2.2735 2.4141
PAB 0.8753 0.9294
PEN 0.2593 0.2753
PGK 0.2578 0.2737
PHP 0.01675 0.01778
PKR 0.005523 0.005864
PYG 0.0001426 0.0001514
QAR 0.2404 0.2552
RSD 0.008228 0.008737
RUB 0.01333 0.01415
RWF 0.0009675 0.001027
SAR 0.2334 0.2478
SBD 0.106 0.1126
SCR 0.06403 0.06799
SEK 0.09048 0.09608
SGD 0.6316 0.6707
SHP 1.0711 1.1373
SLL 0.0000927 0.00009844
SOS 0.001516 0.00161
SRD 0.1174 0.1246
STD 0.00004 0.00004248
SVC 0.1 0.1062
SZL 0.05773 0.0613
THB 0.02842 0.03018
TJS 0.0904 0.09599
TND 0.305 0.3238
TOP 0.3801 0.4037
TRY 0.1519 0.1613
TTD 0.1292 0.1372
TWD 0.0279 0.02962
TZS 0.0003806 0.0004042
UAH 0.03485 0.037
UGX 0.0002372 0.0002518
UYU 0.02411 0.0256
UZS 0.00009326 0.00009903
VEF 0.00000182 0.00000545
VND 0.00003772 0.00004006
VUV 0.007508 0.007973
WST 0.3279 0.3482
XAF 0.001475 0.001567
XCD 0.3242 0.3442
XOF 0.001477 0.001568
XPF 0.008124 0.008627
YER 0.003498 0.003714
ZAR 0.05773 0.0613
ZMK 0.06682 0.07095
ZMW 0.06682 0.07095

In cases of currency exchange in iCard Account the Issuer shall apply the above currency exchange rates plus a currency exchange
fee, which fee is a percentage above the exchange rate, if there is such fee specified in the Tariff.

In cases of transactions with iCard Card made in different currency, the issuer shall apply the above currency exchange rates plus a
currency exchange fee, which fee is a percentage above the exchange rate if there is such fee specified in the Tariff.
The client can view such applied currency exchange rates and fee in the Transaction history.

Currency exchange rates are adjusted regularly based on the wholesale exchange rates at which Issuer obtains foreign currency. If the Client uses a credit/debit card, issued by another financial institution, to fund Client iCard Account, the possible currency exchange rates and fees for charging the credit/debit card will be applied by the other financial institution, issuing the credit/debit card, and the Client has to obtain information on such possible currency exchange rates and related fees from this financial institution.