Fees

Get to know our innovative pay only for what you use pricing model.
No service fees and minimum balance requirements.

What do I get for free?

Services
  • Safe and free online payments with virtual cards!

  • No fees payments on POS and online with our free iCard Visa!

  • Free replacement of your iCard Visa after expiring!

  • Free and instant money transfers between iCard users!

  • No fees payments with e-GiftCard - the perfect present for any occasion!

Benefits
  • Free Visa virtual card

  • Free Mastercard virtual card

  • Free iCard Visa

  • Free iCard Tap & Pay

  • Free individual IBAN

  • Free individual IBAN*

    *Аvailable for Standard аccount

We like keeping things simple and fast so we decided to create the Starter account.
Download iCard for free and have a taste of your digital wallet with a super quick registration!
Upgrade to standard account for free with a 5-minute identity verification and experience the rest of our awesome features and services.

Virtual Cards
  • Monthly service fee Free of charge
  • Make online payments Free of charge
  • Add one more virtual card 1.00
Account
  • Open an account Free of charge
  • Monthly service fee Free of charge
  • Fund via consumer card Mastercard/Visa, issued in EU 0.5%, Min 0.10
  • Fund via consumer card Mastercard/Visa/JCB, non-issued in EU 1.5%, Min 0.75
Money Transfers
  • Send money to iCard users Free of charge
  • Receive money from iCard users Free of charge
  • Make a SEPA cross-border Euro transfer 1.00
  • Make an international bank transfer starting from 0.50
e-GiftCard & Loyalty Cards
  • Digitize a loyalty card Free of charge
  • Make online payments with virtual GiftCard Free of charge
  • Send Virtual Gift Card to a friend 1.00
ATM Cash Withdrawals
  • Withdraw cash from ATM in EU countries 2.00
  • Withdraw cash from ATM in non-EU countries 3.00

  Exchange Rates

Always get a simple and transparent exchange rate

22.03.2019

Buy Sell
USD 0.8595 0.9126
GBP 1.1325 1.2026
HRK 0.1308 0.1388
CHF 0.8642 0.9177
RON 0.2041 0.2167
BGN 0.5062 0.5164
PLN 0.2258 0.2397
CZK 0.03768 0.04001
AED 0.234 0.2485
AFN 0.01131 0.01201
ALL 0.007792 0.008274
AMD 0.001768 0.001877
ANG 0.4686 0.4976
AOA 0.002706 0.002873
ARS 0.02039 0.02165
AUD 0.6102 0.648
AWG 0.4802 0.5099
AZN 0.5058 0.537
BAM 0.4921 0.5226
BBD 0.4306 0.4573
BDT 0.01025 0.01088
BHD 2.2798 2.4208
BIF 0.0004744 0.0005038
BMD 0.8595 0.9126
BND 0.6317 0.6708
BOB 0.1248 0.1326
BRL 0.2212 0.2349
BSD 0.8595 0.9126
BTN 0.01246 0.01323
BWP 0.0801 0.08506
BYN 0.4079 0.4332
BYR 0.4079 0.4332
BZD 0.4297 0.4563
CAD 0.6414 0.681
CDF 0.0005245 0.0005569
CLP 0.001268 0.001347
CNH 0.1279 0.1358
CNY 0.128 0.1359
COP 0.0002769 0.000294
CRC 0.001433 0.001522
CUP 0.8595 0.9126
CVE 0.008784 0.009327
DJF 0.004828 0.005126
DKK 0.13 0.138
DOP 0.01696 0.01801
DZD 0.007229 0.007676
EGP 0.04972 0.05279
ETB 0.03003 0.03188
FJD 0.4056 0.4307
FKP 1.1325 1.2026
GEL 0.3207 0.3405
GHS 0.1707 0.1813
GIP 1.1325 1.2026
GMD 0.0173 0.01838
GNF 0.00009317 0.00009893
GTQ 0.1119 0.1188
GYD 0.004118 0.004373
HKD 0.1095 0.1163
HNL 0.03505 0.03722
HTG 0.01024 0.01088
HUF 0.003065 0.003255
IDR 0.00006068 0.00006443
ILS 0.2378 0.2525
INR 0.01246 0.01323
IQD 0.0007206 0.0007652
ISK 0.007169 0.007612
JMD 0.006872 0.007297
JOD 1.2122 1.2872
JPY 0.007811 0.008294
KES 0.008527 0.009054
KGS 0.01215 0.0129
KHR 0.0002137 0.0002269
KMF 0.001975 0.002097
KRW 0.0007605 0.0008075
KWD 2.8295 3.00456
KYD 1.04813 1.113
KZT 0.002269 0.002409
LAK 0.0001 0.0001063
LBP 0.0005696 0.0006048
LKR 0.004827 0.005126
LRD 0.005305 0.005634
LSL 0.05943 0.0631
LYD 0.6216 0.66
MAD 0.08922 0.09474
MDL 0.04975 0.05283
MGA 0.0002407 0.0002556
MKD 0.01579 0.01676
MMK 0.000559 0.0005936
MNT 0.0003266 0.0003468
MOP 0.1063 0.1129
MRO 0.002357 0.002502
MUR 0.02489 0.02643
MVR 0.05541 0.05884
MWK 0.001184 0.001258
MXN 0.04512 0.0479
MYR 0.2115 0.2245
MZN 0.0137 0.01454
NAD 0.05943 0.0631
NGN 0.002387 0.002534
NIO 0.02615 0.02776
NOK 0.1005 0.1067
NPR 0.007793 0.008275
NZD 0.5922 0.6288
OMR 2.2353 2.3736
PAB 0.8595 0.9126
PEN 0.2605 0.2766
PGK 0.2548 0.2706
PHP 0.01642 0.01744
PKR 0.006128 0.006507
PYG 0.0001396 0.0001483
QAR 0.236 0.2507
RSD 0.008226 0.008735
RUB 0.0133 0.01412
RWF 0.0009468 0.001005
SAR 0.2292 0.2434
SBD 0.1083 0.115
SCR 0.06285 0.06674
SEK 0.09254 0.09826
SGD 0.6357 0.675
SHP 1.1325 1.2026
SLL 0.00009721 0.0001032
SOS 0.001484 0.001575
SRD 0.1143 0.1213
STD 0.00003969 0.00004214
SVC 0.09823 0.1043
SZL 0.05943 0.0631
THB 0.02713 0.0288
TJS 0.09106 0.09669
TND 0.2863 0.304
TOP 0.3823 0.4059
TRY 0.1527 0.1621
TTD 0.1262 0.134
TWD 0.0279 0.02963
TZS 0.000371 0.000394
UAH 0.03195 0.03393
UGX 0.0002325 0.0002469
UYU 0.02575 0.02734
UZS 0.0001024 0.0001088
VEF 0.00000178 0.00000535
VND 0.00003704 0.00003933
VUV 0.007679 0.008154
WST 0.3354 0.3561
XAF 0.001439 0.001529
XCD 0.3171 0.3368
XOF 0.001487 0.001579
XPF 0.008124 0.008627
YER 0.003434 0.003646
ZAR 0.05943 0.0631
ZMK 0.07151 0.07594
ZMW 0.07151 0.07594

In cases of currency exchange in iCard Account the Issuer shall apply the above currency exchange rates plus a currency exchange
fee, which fee is a percentage above the exchange rate, if there is such fee specified in the Tariff.

In cases of transactions with iCard Card made in different currency, the issuer shall apply the above currency exchange rates plus a
currency exchange fee, which fee is a percentage above the exchange rate if there is such fee specified in the Tariff.
The client can view such applied currency exchange rates and fee in the Transaction history.

Currency exchange rates are adjusted regularly based on the wholesale exchange rates at which Issuer obtains foreign currency. If the Client uses a credit/debit card, issued by another financial institution, to fund Client iCard Account, the possible currency exchange rates and fees for charging the credit/debit card will be applied by the other financial institution, issuing the credit/debit card, and the Client has to obtain information on such possible currency exchange rates and related fees from this financial institution.