Your personal currency broker

You no longer need to go out of your way to exchange money. With iCard, you can manage foreign currencies effortlessly, thanks to our transparent exchange rates.

Follow real-time exchange rates

Choose the best rate for you, wherever you are.

Currency unit Buy Sell
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In cases of currency exchange in iCard e-money Account, upon making a credit transfer or a cash deposit in iCard e-money Account, the Issuer shall apply the currency exchange rates pointed above. Currency exchange for cash deposits is only available when depositing a sum in the currency Bulgarian lev (BGN) into an iCard e-money Account in a different currency.

In cases of transactions with your iCard Card made in a currency different from the currency of your iCard Card, the Issuer shall apply the currency exchange rates pointed above. Information for the currency exchange rate applied and for the amount of the charged fee is available in the Transaction history.

Currency exchange rates are adjusted regularly based on the wholesale exchange rates at which Issuer obtains foreign currency.

If you use a payment card, issued by another financial institution, to fund your iCard Account, the possible currency exchange rates and fees for charging this payment card will be determined and applied by the other financial institution - issuer of this payment card. In such case you have to inform yourself in advance for the applicable currency exchange rates and currency exchange fees, charged by the other financial institution - issuer of the payment card, which you use to fund your iCard Account. iCard does not bear any responsibility for the applicable currency exchange rates and currency exchange fees, charged by the other financial institution - issuer of the payment card which you use to fund your iCard Account.

Much more than currency exchange

Open e-money accounts with IBAN in different currencies and use them to make transfers, withdrawals, and payments with just a few taps. Try it and experience the benefits.

Instant exchange
24/7

Accounts in up
to 7 currencies*

Real-time
exchange rates

No hidden
fees

*You can open a personal account in up to 6 currencies: BGN, EUR, GBP, CHF, USD, RON and a business account in up to 7 currencies: BGN, EUR, GBP, CHF, USD, RON, CZK.
The accounts in USD can only be used for online payments.

Convert currencies for all your purposes

Currency exchange is a key functionality that will help you make the most of your iCard personal and business accounts while saving you time and money.

Transfer funds between your accounts

Convert money in the app instantly to transfer funds between your iCard accounts in different currencies.

Send international transfers

Send money in foreign currencies from any of your accounts thanks to iCard’s automatic currency conversion.*

Pay like a local when you travel

Order cards in foreign currencies and use them to pay and withdraw money abroad, thus avoiding high local conversion rates.

Shop from international online stores

Use your virtual and physical cards in foreign currencies to make online purchases more convenient and transparent. The price you see is the price you pay.

*The clients of the iCard digital wallet can send and receive bank transfers in the following currencies: BGN, EUR, GBP, CHF, and RON.
The clients of iCard for Business can send and receive bank transfers in BGN, EUR, GBP, CHF, RON, and CZK.

Take advantage of fast currency conversion anytime, anywhere.

Download iCard Digital Wallet:

Google app store Apple store App Gallery

Download iCard for Business:

Google app store Apple store
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