Discover golden investment opportunities
iCard’s powerful new feature brings investing in precious metals straight to your phone. You can start with as little as 1 EUR. Are you ready to take your investments to the next level?
Diversify your portfolio
Metals are known for maintaining their value in times of financial instability, which makes them a solid addition to any portfolio. You can invest in gold, silver, palladium, and platinum with just a few taps via iCard.
Certified, investment-grade precious metals, accredited by LBMA
Gold
XAU
Silver
XAG
Palladium
XPD
Platinum
XPT
Invest in physically-backed metals
All metals you invest in are real, physically-backed, and 100% insured. When you invest in a precious metal via iCard, you become the legal owner of specific shares of that physical metal. So why not add some weight to your wealth?
Leave the secure
storage to us
With our iCard app you get to enjoy all the benefits of owning precious metals, without the complicated storage logistics that comes with owning physical bars. The metals you buy are stored in a high-security bullion market vault in Switzerland, so you don’t need to worry.
Get exposure from
just 1 EUR
You don’t need a fortune to start investing in precious metals. iCard gives you the opportunity to buy small shares of investment-grade metals from just 1 EUR. Buying precious metals has never been more affordable.
Enjoy an intuitive investment experience
iCard offers an intuitive interface to help you navigate the fast-paced and sometimes confusing world of investments.
Browse
with a swipe
Search
for an asset
instantly
Get more info
with a tap
Track your portfolio
at a glance
Get started in 3 quick steps
Do more with iCard
The iCard digital wallet is the only money management app you’ll ever need. Use it to open accounts in different currencies, pay with your phone, keep track of your expenses, send money, buy prepaid services, and so much more. Compare plans to find the one that’s right for you and gain control of your day-to-day finances and your investments, with a single powerful app.
iCard and Bitpanda: а powerful partnership
EU licensed & regulated e-money Institution
European regulated crypto & securities broker platform
Frequently asked questions
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What does it mean to trade precious metals?
With iCard and Bitpanda Metals, we give you the ability to buy and sell gold, silver, palladium, and platinum via your iCard app just as easily as with cryptocurrencies and digital assets. You can enjoy the same convenience offered for investing in cryptocurrencies. Our partner Bitpanda physically backs the metal tokens, which means that each token of gold, silver, palladium, and platinum you buy represents a certain amount of physical gold, silver, palladium or platinum that is safely stored. When trading metal tokens, the physical metals themselves remain inside their vault.
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What are the fees for precious metals transactions via iCard?
The fees and prices for precious metals are determined by Bitpanda and depend on the type of metal you’re buying or selling.
You’ll pay 0.5% in fees for purchasing gold, 2.2% for palladium, and 2.5% for silver and platinum. For selling precious metals, you’ll pay 1% in fees for gold, 1.8% for palladium, and 2% for silver and platinum.Example:
GOLD
1 XAU = 58.36578428 EUR
BUY 100 EUR = 1,71333 XAU
100 * 0,50% = 0,50 EUR (fees) -
Who provides the precious metals?
Our iCard app provides you with the possibility to enter into relations and access the interfaces of Bitpanda’s brokerage services. When you use the investment services via the iCard app you are actually accessing Bitpanda’s own platform. All precious metals are provided by Bitpanda’s trusted partners philoro, pro aurum, GVS Bullion Group. They all have years of in-depth experience in the global trading of metals. More information can be found in the addendum to the legal agreement for iCard Digital wallet, related to crypto and precious metals.
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Which metals do we support?
Thanks to our partnership with Bitpanda, we give you the opportunity to buy and sell the following precious metals via the iCard app: gold, silver, palladium, and platinum. Check out the prices here.
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What does physically-backed mean?
When investing in metals via iCard, you become the owner of a specific share of real gold, silver, palladium and platinum. Those shares are your legal property. The actual physical bars are safely stored in a secure vault in Switzerland by Bitpanda's trusted partner Brink's – a company with more than 150 years of experience safeguarding valuables.
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Can the metals I have invested in be physically delivered to me?
No, that is not possible at this time. But don't worry. Your precious metals are safe in a secure bullion vault in Switzerland. Even in the event of bankruptcy on the part of Bitpanda, you legally own your precious metals, and your property will not be reduced.
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Can I use the investment module on my desktop via the iCard online platform?
No, the Invest module is currently only accessible via the iCard app on mobile devices. We are actively working on bringing this functionality to you in the future.
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Do I need to open an investment account to start investing?
No, you don’t need a dedicated investment account. You can buy metals using any of your iCard accounts. Just keep in mind that if the account you use to buy or sell investment assets is in a currency different from EUR, the funds will be automatically converted using the current conversion rate. You can follow all conversion rates in real time here.
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I already use the iCard digital wallet. Why do I need to go through another registration and verification process?
Investing in crypto and precious metals is possible thanks to the partnership between iCard and Bitpanda. To take advantage of it, you need to enter into a contractual relationship with Bitpanda as well. The new registration and verification process is an integral part of the additional regulatory requirements that need to be met. It’s standard, and it’s there not just for legal purposes, but also to ensure you understand the risks related to investing in crypto and precious metals. The new investment module also requires you to accept an addendum to the legal agreement for iCard.
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Are transactions with precious metals taxable?
Paying taxes on gains from precious metals will depend on the country you live in. We recommend you seek professional tax advice. In most countries, you may have to pay tax on the profits you make from buying and selling metals. Keep in mind that we are obligated to report your TAX ID to our partner Bitpanda. Please, make sure you research and understand your country’s taxation laws before you start investing in metals.
Give your portfolio a chance to shine with precious metals!
Currently, investing in metals is only available in the following countries: Bulgaria, Romania, France, Spain, Italy, Austria, Hungary, Poland, Sweden, the Czech Republic, Belgium, Croatia, Denmark, Portugal, and Slovenia.
Metals trading is brought to you by Bitpanda Metals GmbH, seated at Stella Klein-Löw-Weg 17, 1020 Vienna, Austria.
Your capital invested is at risk of being lost. Terms and conditions apply. The present does not constitute investment advice. Past performance is not an indication of future results. You should conduct your own research and seek advice from an independent and suitably licensed financial advisor and ensure that you have the risk appetite, relevant experience and knowledge before you decide to trade. Under no circumstances shall Bitpanda or iCard have any liability to any person or entity for any direct, indirect, special, consequential or incidental damages whatsoever.
