iCard Virtual Cards Visa and Mastercard

Get 2 free virtual cards for safe online shopping!

What is a virtual card?

The virtual card protects your information online. It is a debit card that doesn’t exist in a material form and is designed especially for online purchases. There is no plastic card, but only card details: 16-digit Mastercard or Visa card number, CVV code, and date of expiry. Every virtual card issued by iCard is connected to one of your iCard accounts in different currencies.

iCard gives you 2 free virtual cards that you can find in your digital wallet – а Visa card and a Mastercard card. If you need more than 2 virtual cards you can order up to 20 cards in total (including both active and deleted cards) from the app.

You can set spending limits, freeze/unfreeze cards for additional protection, and choose from various designs.

When to use virtual cards?

The virtual cards are designed for secure online payments or other distance payments with cards.

Pay for products and services at any online shop, including Amazon, eBay, PayPal, and AliExpress.

Purchase apps and software from Google Play, App Store, Adobe Suite, Microsoft Office, and every piece of software – directly from the provider website.

Game online on different platforms and networks like PlayStation Plus, Steam, Bet365, BetFair, LadBrokes, PaddyPower, Xbox, Blizzard, EA Games, Battle.net.

Help your freelance subscriptions with Google for Business, Shutterstock, Upwork, DropBox, Behance, Dribbble, and others.

Use for online subscriptions at NetFlix, HBO:GO, YouTube Premium, Apple TV, Spotify, and more.

100% safety at your fingertips

Take your money safety and payment security into your hands – use virtual cards, issued by iCard, for online shopping, payments and subscriptions at known and unknown websites and apps. Even reputable web merchants can get hacked and your payment data can be stolen and abused. It’s very simple: use a virtual Mastercard or Visa and never reveal your primary money account! Freeze the cards, whenever you don’t need them, and unfreeze them before paying online.

All the virtual cards, issued by iCard, have two-factor authentication – 3D Secure 2.0, which provides you with an extra level of security. Every time you want to pay online with your iCard virtual or physical card, you will need to confirm or decline the transaction from the iCard app. This additional security process protects your finances from a third party attempting to misuse your card details online.

Easy and intuitive ways to control your budget

Manage all your online expenses using a separate virtual card for each.

Control your online spendings with transaction limits – daily, weekly, monthly or for a single payment.

Freeze (block) your virtual card after each payment, effectively making it useless for hackers and fraudsters.

Attractive terms

You can enjoy all the advantages iCard virtual cards offer with:

No monthly fees

No yearly fees

No usage fees (except incoming OCT transactions)

The issuance of the first 2 virtual cards is free of charge. The issuance fee for each additional iCard virtual card is 1.00 EUR. You can order up to 20 cards in total (including both active and deleted cards) directly from the iCard app. If you need more than that feel free to reach out to support@icard.com.

Every virtual card is connected to one of your iCard IBAN accounts in 9 different currencies. Enjoy paying in Euro, British Pounds, Swiss Francs, US Dollars, Bulgarian Lev, Romanian Lei, Croatian Kuna, Czech Krona, and Polish Zloty to avoid expensive currency exchange done by the merchant payment processor.

How to pay with your iCard virtual cards?

Use one of your virtual cards for every internet order or in-app purchase.


Tap on one of your cards in your “Wallet” tab.


Tap on “Pay” to reveal the card number, expiration date, and CVV code.

You can choose the virtual card design, freeze the card after payment, set personalised limits, change notification settings, and keep track of the transactions made with the card in the “Activity” tab.

Don’t risk your money!
Use iCard virtual cards.

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