Fees and Limits

iCard for Business | Business clients

0.00/month

Freelancer

Created for self-employed professionals with no legally registered business.

  • Multiple accounts with IBANs in 10+ currencies

  • Up to €50,000 monthly turnover

  • Free iCard Visa Business debit card with no monthly or annual maintenance fee

  • Fixed cost outgoing SEPA transfers and competitive SWIFT rates

  • Incoming domestic and international bank transfers with no added fees

  • Free money transfers to other iCard for Business subscribers

  • Real time notifications and automated comprehensive statements

0.00/month

Company

Suitable for legally incorporated companies with a registration number.

  • Multiple accounts with IBANs in 10+ currencies

  • Up to €100,000 monthly turnover

  • Free iCard Visa Business debit cards, as many as you need

  • Fixed fee SEPA transfers and competitive SWIFT rates

  • Incoming domestic and international bank transfers with no added fees

  • Real time transactions monitoring and notifications

  • Delegated user rights management with authorisation of transactions

  • Free mass payouts in the iCard network

Accounts

Service Fees:
Open account Free of charge
Monthly service fee Free of charge
Money transfers:
Send money to other account within the system Free of charge
Transfer money between own accounts Free of charge
Receive money from other account within the system Free of charge
Receive payment for services and goods 1 1.0% + 0.10 EUR
Request for Cancellation or Return of a Payment 10.00 EUR
 
Account Funding Fees:
Funding via Trustly 1.5%, Min. 1.50 EUR, Max. 10.00 EUR
Funding via Bank transfer Free of charge
Funding via consumer card MasterCard/VISA, issued in EU 0.5%, Min. 0.10 EUR
Funding via other type card MasterCard/VISA/JCB 1.5%, Min. 0.75 EUR
Outgoing transfers to bank accounts:
Within the system Free of charge
SEPA transfer 1.00 EUR
International transfer in EUR outside the EU and EEA - SHA 10.00 EUR
International transfer in EUR outside the EU and EEA - OUR 15.00 EUR
Outgoing transfer in CHF – 'SHA' 4.00 EUR
Transfer in PLN currency
(Amount of transfer in EUR or its exchange value in foreign currency at the date of transfer)
≤ 500.00 EUR 3.75 EUR
> 500.00 and ≤ 10,000.00 EUR 4.00 EUR
> 10,000.00 and ≤ 500,000.00 EUR 4.50 EUR
> 500,000.00 and ≤ 2,000,000.00 EUR 0.0%, Max. 500.00 EUR
> 2,000,000.00 EUR 0.1%, Max. 5000.00 EUR
Transfer in HRK currency
(Amount of transfer in EUR or its exchange value in foreign currency at the date of transfer)
≤ 500.00 EUR 3.75 EUR
> 500.00 EUR and ≤ 10,000.00 EUR 4.00 EUR
> 10,000.00 and ≤ 500,000.00 EUR 4.50 EUR
> 500,000.00 and ≤ 2,000,000.00 EUR 0.0%, Max. 500.00 EUR
> 2,000,000.00 EUR 0.1%, Max. 5000.00 EUR
Transfer in RON currency
(Amount of transfer in EUR or its exchange value in foreign currency at the date of transfer)
≤ 2,000.00 EUR 4.50 EUR
> 2,000.00 and ≤ 500,000.00 EUR 6.00 EUR
> 500,000.00 and ≤ 2,000,000.00 EUR 0.0%, Max. 500.00 EUR
> 2,000,000.00 EUR 0.1%, Max. 5000.00 EUR
Transfer in CZK currency
(Amount of transfer in EUR or its exchange value in foreign currency at the date of transfer)
< 500,000.00 EUR 3.00 EUR
Transfer in GBP currency within EU and EEA countries 4.50 EUR
International transfer in ISK – Option 'SHA' 14.00 EUR
International transfer – 'SHA' 0.2%, Min. 5.00 EUR
International transfer – 'OUR' the charge for 'SHA' and
(Amount of transfer in EUR or its exchange value in foreign currency at the date of transfer)
≤ 25,000.00 EUR + 25.00 EUR
>25,000.00 EUR and ≤75,000.00 EUR + 55.00 EUR
>75,000.00 EUR + 100.00 EUR
Transfers in BGN currency 0.40 EUR
Request for cancellation / return of a payment - pending transfer 10.00 EUR
Request for cancellation / return of a payment - executed transfer 75.00 EUR + any fees charged by the Correspondent Bank
Additional charges on transfer order with not correct IBAN and/or the BIC code 10.00 EUR
Investigation commencing within 3 months of original transaction date 2 75.00 EUR + any fees charged by the Correspondent Bank
Other fees:
E-money redemption upon closing of an account 15.00 EUR
SMS notification 3 0.10 EUR
E-mail monthly statement Free of charge
Paper statement or additional information/requests on transactions and balance 5.00 EUR
SEPA Direct Debit Processing 0.50 EUR
Refund of SEPA Direct Debit Payment 4 1.00 EUR
Tax Payment 0.25 EUR

Cards

iCard Visa business card

Transaction fees:
ATM cash withdrawal Domestic (Bulgaria) 0.50 EUR
ATM cash withdrawal in EU countries 2.0%, Min. 2.00 EUR
ATM cash withdrawal International 2.0%, Min. 3.00 EUR
ATM Deposit 2 Free of charge + any ATM usage fees
ATM Balance check 0.50 EUR
POS cash withdrawal 3 1.0% + 3.00 EUR, Min. 5.00 EUR
Payment on POS terminal Free of charge
Internet payments Free of charge
Original credit transaction 4 1.00 EUR
Declined transaction at ATM 0.50 EUR
Fee for initiating chargeback procedure 5.00 EUR + any additional charges from the Card schemes

Limits

Company Plan Limits (EUR)

Tap & Pay Contactless Card
Cash withdrawal (ATM and POS)
Single Amount 400
Daily Count -
Amount 2000
Weekly Count -
Amount -
Monthly Count -
Amount 15000
Annual Count -
Amount -
Payments on POS
Single Amount -
Daily Count -
Amount 20000
Weekly Count -
Amount -
Monthly Count -
Amount 50000
Annual Count -
Amount -
Payments in Internet
Single Amount -
Daily Count -
Amount 5000
Weekly Count -
Amount -
Monthly Count -
Amount 50000
Annual Count -
Amount -
ATM Deposit
Single Amount -
Daily Count -
Amount 4000
Weekly Count -
Amount -
Monthly Count -
Amount 15000
Annual Count -
Amount -

Accounts

Service Fees:
Open account Free of charge
Monthly service fee Free of charge
Money transfers:
Send money to other account within the system Free of charge
Transfer money between own accounts Free of charge
Receive money from other account within the system Free of charge
Receive payment for services and goods 1 1.0% + 0.10 EUR
Request for Cancellation or Return of a Payment 10.00 EUR
 
Account Funding Fees:
Funding via Trustly 1.5%, Min. 1.50 EUR, Max. 10.00 EUR
Funding via Bank transfer Free of charge
Funding via consumer card MasterCard/VISA, issued in EU 0.5%, Min. 0.10 EUR
Funding via other type card MasterCard/VISA/JCB 1.5%, Min. 0.75 EUR
Outgoing transfers to bank accounts:
Within the system Free of charge
SEPA transfer 1.00 EUR
International transfer in EUR outside the EU and EEA - SHA 10.00 EUR
International transfer in EUR outside the EU and EEA - OUR 15.00 EUR
Outgoing transfer in CHF – 'SHA' 4.00 EUR
Transfer in PLN currency
(Amount of transfer in EUR or its exchange value in foreign currency at the date of transfer)
≤ 500.00 EUR 3.75 EUR
> 500.00 and ≤ 10,000.00 EUR 4.00 EUR
> 10,000.00 and ≤ 500,000.00 EUR 4.50 EUR
> 500,000.00 and ≤ 2,000,000.00 EUR 0.0%, Max. 500.00 EUR
> 2,000,000.00 EUR 0.1%, Max. 5000.00 EUR
Transfer in HRK currency
(Amount of transfer in EUR or its exchange value in foreign currency at the date of transfer)
≤ 500.00 EUR 3.75 EUR
> 500.00 EUR and ≤ 10,000.00 EUR 4.00 EUR
> 10,000.00 and ≤ 500,000.00 EUR 4.50 EUR
> 500,000.00 and ≤ 2,000,000.00 EUR 0.0%, Max. 500.00 EUR
> 2,000,000.00 EUR 0.1%, Max. 5000.00 EUR
Transfer in RON currency
(Amount of transfer in EUR or its exchange value in foreign currency at the date of transfer)
≤ 2,000.00 EUR 4.50 EUR
> 2,000.00 and ≤ 500,000.00 EUR 6.00 EUR
> 500,000.00 and ≤ 2,000,000.00 EUR 0.0%, Max. 500.00 EUR
> 2,000,000.00 EUR 0.1%, Max. 5000.00 EUR
Transfer in CZK currency
(Amount of transfer in EUR or its exchange value in foreign currency at the date of transfer)
< 500,000.00 EUR 3.00 EUR
Transfer in GBP currency within EU and EEA countries 4.50 EUR
International transfer in ISK – Option 'SHA' 14.00 EUR
International transfer – 'SHA' 0.2%, Min. 5.00 EUR
International transfer – 'OUR' the charge for 'SHA' and
(Amount of transfer in EUR or its exchange value in foreign currency at the date of transfer)
≤ 25,000.00 EUR + 25.00 EUR
>25,000.00 EUR and ≤75,000.00 EUR + 55.00 EUR
>75,000.00 EUR + 100.00 EUR
Transfers in BGN currency 0.40 EUR
Request for cancellation / return of a payment - pending transfer 10.00 EUR
Request for cancellation / return of a payment - executed transfer 75.00 EUR + any fees charged by the Correspondent Bank
Additional charges on transfer order with not correct IBAN and/or the BIC code 10.00 EUR
Investigation commencing within 3 months of original transaction date 2 75.00 EUR + any fees charged by the Correspondent Bank
Other fees:
E-money redemption upon closing of an account 15.00 EUR
SMS notification 3 0.10 EUR
E-mail monthly statement Free of charge
Paper statement or additional information/requests on transactions and balance 5.00 EUR
SEPA Direct Debit Processing 0.50 EUR
Refund of SEPA Direct Debit Payment 4 1.00 EUR
Tax Payment 0.25 EUR

Cards

iCard Visa business card

Transaction fees:
ATM cash withdrawal Domestic (Bulgaria) 0.50 EUR
ATM cash withdrawal in EU countries 2.0%, Min. 2.00 EUR
ATM cash withdrawal International 2.0%, Min. 3.00 EUR
ATM Deposit 2 Free of charge + any ATM usage fees
ATM Balance check 0.50 EUR
POS cash withdrawal 3 1.0% + 3.00 EUR, Min. 5.00 EUR
Payment on POS terminal Free of charge
Internet payments Free of charge
Original credit transaction 4 1.00 EUR
Declined transaction at ATM 0.50 EUR
Fee for initiating chargeback procedure 5.00 EUR + any additional charges from the Card schemes

Limits

Freelancer Plan Limits (EUR)

Tap & Pay Contactless Card
Cash withdrawal (ATM and POS)
Single Amount 400
Daily Count -
Amount 2000
Weekly Count -
Amount -
Monthly Count -
Amount 10000
Annual Count -
Amount -
Payments on POS
Single Amount -
Daily Count -
Amount 20000
Weekly Count -
Amount -
Monthly Count -
Amount 50000
Annual Count -
Amount -
Payments in Internet
Single Amount -
Daily Count -
Amount 5000
Weekly Count -
Amount -
Monthly Count -
Amount 50000
Annual Count -
Amount -
ATM Deposit
Single Amount -
Daily Count -
Amount 4000
Weekly Count -
Amount -
Monthly Count -
Amount 15000
Annual Count -
Amount -